Use Bitcoin as collateral with MEXC Loans.

The leading global cryptocurrency exchange MEXC has implemented a significant innovation on its platform as of October 27, 2025. Users who pledge their Bitcoin (BTC) assets as collateral can now obtain low-cost capital starting from a 5% annual interest rate (APR) by borrowing USDT (Tether) or USDC (USD Coin). This development provides investors with access to liquidity without the need to sell their Bitcoin.

MEXC Loans is a flexible lending service that allows users to borrow cryptocurrency using their crypto assets as collateral. Users can utilize the borrowed funds for various purposes, such as spot and futures trading, earning products, or general liquidity needs. By allowing Bitcoin to be presented as collateral, users can access instant credit while still being exposed to Bitcoin price movements.