Türkiye Sigorta Achieved a 63% Increase in Profit in the 3rd Quarter

Turkey Insurance's Q3 Performance

Turkey Insurance increased its net profit by 63% year-on-year in the third quarter of 2025, reaching 5 billion TL. This growth brought the total net profit for the first nine months of the year to 14.3 billion TL. These results draw attention to the combination of improvements in technical profitability and strong performance in investment activities.

Profitability Indicators

One of the profitability indicators of Turkey Insurance, the combined ratio, decreased from 100% in the same period last year to 97.7%, remaining below the profitability threshold. Technical profit rose by 17.1% year-on-year to 5.3 billion TL. Additionally, gross premium production reached 32.5 billion TL, a 46% increase in the third quarter.

Increase in Premium Production

The branches contributing the most to premium production include fire and natural disasters, general damages, health, and land vehicles. The health branch's share in total premium production increased by 500 basis points to 13%.

High Increase in Investment Income

Investment incomes rose by 64% compared to the same period last year. Excluding arbitration transactions, the investment portfolio size reached 76 billion TL, growing 52% year-on-year and yielding 42% returns. The portfolio distribution consists of 35% government bonds, 16% corporate bonds, and 12% TL deposits.

Strong Performance in Market Share

Turkey Insurance continued to strengthen its leadership in the market. In the first nine months of the year, premium production increased by 45% year-on-year, reaching 105.1 billion TL. The company's market share was 14.4%. General damages and fire/natural disaster branches contributed a total of 55 billion TL to premium production. General damages accounted for 27.5%, while fire and natural disasters contributed 24.8% share.