Türkiye Sigorta's profit reached 5 billion TL in 2025, increasing by 63%.

Strong Profitability Figures from Türkiye Sigorta

Türkiye Sigorta increased its net profit by 63% year-on-year to 5 billion TL in the third quarter of 2025. This development brought the company's total net profit for the first nine months of the year to 14.3 billion TL. The disclosed results indicate a strong growth momentum due to improvements in technical profitability and strong performance in investment activities.

Improvement in Profitability Indicators

One of the company’s profitability indicators, the combined ratio, declined from 100% in the same period last year to 97.7%, remaining below the profitability threshold. Technical profit increased by 17.1% to 5.3 billion TL. In the third quarter, gross premium production rose by 46% to 32.5 billion TL. The most significant contributions to premium production came from fire and natural disasters, general liabilities, as well as health and motor vehicle branches. The health branch's share in total premium production increased by 500 basis points to 13%.

Significant Increase in Investment Income

Although the periodic tax expense placed some limited pressure on net profit, the increase in technical profits and investment income continued to support profitability. In the first nine months of the year, investment income increased by 64%, showing significant performance. Excluding arbitrage transactions, the size of the investment portfolio reached 76 billion TL, growing by 52% year-on-year and providing 42% return. The portfolio distribution consisted of 35% government bonds, 16% corporate bonds, and 12% TL deposits.

Maintained Market Leadership

Türkiye Sigorta continued to strengthen its leading position in the market. In the first nine months, premium production rose by 45% year-on-year to 105.1 billion TL, and market share increased to 14.4%. The highest contributions to premium production came from general liabilities and fire/natural disaster branches. A total of 55 billion TL was produced in premiums in these two branches, with general liabilities at 27.5% and fire and natural disasters at 24.8% share in the top two positions.

The motor vehicle branch recorded a 50% annual growth in premium production, while the share of compulsory traffic insurance in total premium production decreased by 3.2 percentage points year-on-year to 11.4%. The company achieved growth of 122% in the health segment, 59% in agricultural insurance, 50% in the comprehensive branch, and 32% in the fire/natural disaster segment.