Türkiye Sigorta announced its Q4 2025 financial results.

Türkiye Sigorta Q4 Results for 2025

Türkiye Sigorta A.Ş. has announced its financial results for the last quarter of 2025. The company achieved a net profit of 5.1 billion TL, an increase of %65 compared to the same period last year. This result exceeded the market expectation of 4.6 billion TL.

General Performance in 2025

Türkiye Sigorta closed the year 2025 with a total net profit of 19.4 billion TL, achieving real growth above inflation. With a market share of %14, the company continues to maintain its leadership in the insurance sector, providing a distinct advantage over competitors with its diversified portfolio structure enriched by non-auto branches.

High Ranking in Premium Production

The strong trend in premium production continued in the last quarter. By 2025, the total premium production increased by %45 year-on-year, reaching 147 billion TL. Türkiye Sigorta thus produced 32 billion TL more in premiums compared to its closest competitor.

Insurance Operations and Technical Profitability

The combined ratio stood at %97 for the year 2025, serving as a significant factor supporting profitability. In the health branch, premium production reached 20.2 billion TL, achieving an annual growth of %115. However, there were losses in the agriculture branch due to damages experienced in the previous year. Technical profitability increased by %31 to 22.7 billion TL.

Investment Activities and Asset Size

Growth was also recorded in investment activities. Net investment income increased by %40, reaching an investment portfolio of 80.8 billion TL. The total asset size rose by %67, reaching 157 billion TL. The capital adequacy ratio was positioned at a strong level of %215.

2026 Strategies and Future Goals

Türkiye Sigorta announced strategic priorities for 2026, aiming to make insurance more accessible and to strengthen its pioneering position in the digital realm with proactive technology solutions. AI-supported smart claims management applications will come to the forefront during this period.