The notable decline in KKM balances continues.

Recently, the investment trends have undergone a noticeable change, particularly with the decline seen in KKM balances, drawing the attention of financial actors. The data released by the Banking Regulation and Supervision Agency (BRSA) reflects developments in the banking sector clearly to sector members and investors.

In the week of October 17, the total loan volume increased by 62 billion 527 million lira, reaching 21 trillion 307 billion 946 million lira. This figure is an important indicator of the growth dynamics of the banking system. The increase in loan volume indicates that consumer and commercial credit demands have gained momentum.

The total deposits in the banking sector, including interbank, rose by 901 billion 654 million lira last week, reaching 25 trillion 609 billion 594 million lira. This situation reinforces the trust of depositors in the banking system and strengthens the perception of ongoing economic stability.

Consumer loans, during this period, reached 2 trillion 624 billion lira, indicating that both individual spending has increased and there is revival in the economy. The increase in personal loans can have a positive effect on consumption expenditures and, consequently, on economic growth.

On the other hand, the downward trend in KKM balances is being questioned by investors and financial experts. How investors will strategize in light of this change creates uncertainty in the markets. KKM accounts, which appear attractive to investors due to the interest advantages they provide, have led to discussions regarding their effectiveness due to recent declines.

These developments not only show the dynamics in the banking sector but also illustrate how variable the overall economic framework is. The decline in KKM balances stands out as a factor that investors need to observe. Therefore, there is curiosity about how this trend will progress in the future.