North Dakota is preparing to launch a USD-backed stablecoin with Fiserv.

Innovative Step from North Dakota

The American state of North Dakota announced plans to launch a stablecoin backed by the U.S. Dollar in collaboration with Fiserv in 2026. The state-owned North Dakota Bank will introduce this new digital asset under the name Roughrider Coin. The token aims to accelerate in-bank transactions for financial institutions across the state and facilitate trade payments.

Increasing Use of Stablecoins

Stablecoin adoption gained momentum over the past year. Especially with the acceptance of the GENIUS Act at the beginning of this year, interest in this field increased nationwide. Wyoming had previously rolled out its own stablecoin, the Frontier Stable Token, for testing purposes.

Collaboration with Fiserv

Fiserv will support this project with the FIUSD system, which can be integrated into the stablecoin network. This system is specifically designed for regulated banking environments.

According to the announcement, the goals of Roughrider Coin include boosting in-bank transactions, promoting global money movements, and supporting the adoption of trade. Fiserv serves over 10,000 financial institutions that carry out more than 90 billion transactions annually. The company aims to bridge traditional finance with blockchain technology.