How much can you earn monthly with 1% of Elon Musk's fortune?

Elon Musk set a record with an unprecedented net worth of 500 billion dollars in October 2025. This makes him the richest person in the world and gives him the potential to reach the 1 trillion dollar goal with significant wealth obtained from various sources such as Tesla and SpaceX.

Since 500 billion dollars is an abstract concept for most people in America, it may be helpful to put this figure in more relatable terms. For example, only 1% of Musk’s net worth, or 5 billion dollars, could be available for investment in a hypothetical universe.

Investment is a matter of risk and reward. Depending on your time horizon, investment goals, and risk tolerance, you could achieve a wide range of returns with the 5 billion dollars from Musk. Here are some potential returns on investments you could make with this amount:

Treasury bonds are among the safest investments in the world. Thanks to the high interest rates in recent years, you can earn between 3.6% and 4% with Treasury bonds. In this case, a 5 billion dollar investment could yield 180 million to 240 million dollars annually or 15 to 20 million dollars monthly.

High-yield savings accounts, which are insured by the Insurance Fund in Turkey, pay interest monthly. Under current market conditions, these accounts provide interest returns similar to Treasury bonds, between 3.6% and 4%, again potentially yielding an annual return of 180 million to 240 million dollars or a monthly return of 15 to 20 million dollars.

Corporate bonds are backed by the issuing company, which means they carry higher risks but also the potential for higher returns. Currently, investment-grade corporate bonds offer returns between 3.6% and 6.7%. In this scenario, a 5 billion dollar investment could generate an annual return of 180 million to 375 million dollars, translating to a monthly return of 15 to 31.25 million dollars.

In the long run, stocks typically provide an average annual return of about 10%. However, unlike other types of investments, this return is not guaranteed and usually does not come in the form of dividend payments. If you achieve an average annual stock return of 10%, your 5 billion dollar investment could yield 500 million dollars annually or 41.7 million dollars monthly.

Nonetheless, the assumption of receiving 1% of Musk’s wealth may not be realistic for most people. In real life, it may be challenging for Musk to transfer this amount to you, as a large portion of it is tied up in illiquid company shares and assets. Additionally, it's important to remember that the earnings you need are subject to taxes.

In conclusion, your investment worth 5 billion dollars could provide monthly income ranging from 15 million to 42 million dollars depending on your investments, with annual gains of 180 to 500 million dollars.